Flexible Payment Options

Don't Let Cost
Stop Your
Comfort

New system or unexpected repair β€” Stratz Heating & Cooling offers flexible financing through two trusted programs so you never have to choose between your budget and a comfortable home.

Quick Info

Programs

GoodLeap & Michigan Saves

Credit Check

Soft check β€” no hard pull

Approval

Takes just a few minutes

Questions?

(231) 796-3717

Our Financing Partners

Two Programs.
One Goal β€” Your Comfort.

We’ve partnered with two trusted lenders so you can choose the option that best fits your situation.

GoodLeap

Fast approval Β· Soft credit check
We’ve partnered with GoodLeap to offer flexible payment options for your HVAC project. GoodLeap uses a soft credit check until funding and pulls the highest score from all 3 bureaus β€” so applying won’t hurt your credit. It takes just a few minutes to get started.

How to Apply

Questions? Call us at (231) 796-3717 and we’ll walk you through it.

Michigan Saves

State-backed program Β· Michigan homeowners
Michigan Saves is a nonprofit that helps Michigan homeowners finance energy-efficiency improvements β€” including new HVAC systems. As an authorized Michigan Saves contractor, we can connect you directly to this state-backed program with competitive rates and flexible terms.

Application Details β€” Have These Ready

Or call Michigan Saves directly at (877) 867-8522)Β with Contractor ID 101195 and Program Code 9269.

Financing
FAQ

Still have questions? Call us β€” we’re happy to walk you through both financing options and help you pick what works best for your situation.
Will applying affect my credit score?

With GoodLeap, the initial application uses a soft credit check, which does not affect your credit score. A hard pull only occurs at the time of funding. Michigan Saves also has options designed to minimize credit impact β€” contact them at (877) 867-8522 for specifics.

Both financing programs are primarily designed for new equipment purchases and system replacements β€” furnaces, air conditioners, heat pumps, geothermal systems, and full HVAC installations. Financing availability for repairs varies by program. Call us at (231) 796-3717 and we’ll help you figure out what qualifies.

GoodLeap’s online application typically takes just a few minutes and gives you a quick decision. Michigan Saves applications via phone at (877) 867-8522 are also processed quickly. In most cases, you can know your options before we even complete the installation.

When applying for a Michigan Saves loan β€” either online at MichiganSaves.org or by phone at (877) 867-8522 β€” you’ll need to provide:

Contractor ID Number: 101195
Program Code: 9269

Have your basic personal and property information ready as well.

It depends on your situation. GoodLeap is fast and fully online β€” great if you want a quick answer. Michigan Saves is a nonprofit state-backed program that may offer favorable terms for energy-efficiency improvements. We recommend calling us at (231) 796-3717 β€” we’ll help you compare the options and pick the one that makes the most sense for your project.

Ready to Get Started?

Get Comfortable.
We'll Handle the Rest.

Apply for financing online in minutes, or call us and we'll walk you through every option. Don't let budget concerns delay your comfort.